Buy A Home | Colorado Springs and Pikes Peak Region
Your Partner in Colorado Real Estate
The BW Group at Your Neighborhood Realty guides buyers through every step—from financing to closing. Whether you’re a first-time buyer, military family, or experienced homeowner, you’ll work with an experienced Realtor® who provides the education and support needed to make confident decisions.
Whether you’re a first-time homebuyer, a military family, or an experienced homeowner looking for your next property, we provide the guidance and support you need to make confident decisions.
Buy A Home | Colorado Springs and Pikes Peak Region
Buying a home in the Colorado Springs and Pikes Peak region means choosing from mountain communities, eastern plains properties, and everything in between.
Colorado Home Buyers
The Colorado home buying process involves securing financing, navigating inspections, and closing. Working with an experienced Realtor® means having someone who explains each phase clearly and keeps your transaction moving forward smoothly.
Financing Guidance
Navigate mortgage options and secure the best rates for your situation.
Property Search
Find the perfect home from mountain communities to eastern plains.
Inspection Support
Understand inspection reports and negotiate repairs with confidence.
Smooth Closing
Expert guidance through closing costs, paperwork, and final steps.
First Time Home Buyer Colorado: Getting Started
First-time homebuyers often face uncertainty about credit requirements and down payments. You don’t need perfect credit or 20% down to buy your first home. Multiple programs exist to help first-time buyers enter the market, and understanding your options is the first step toward homeownership.
Military First Time Home Buyer
Military families have unique opportunities when buying homes. Frequent relocations and understanding available benefits require an agent familiar with military life and transactions.
First Time Home Buyer VA Home Loan
Zero Down
VA loans often require no down payment
No PMI
No private mortgage insurance required
Military Experience
Agent familiar with PCS moves and military timelines
Colorado Home Buying Programs and Resources
Multiple programs help Colorado homebuyers. From down payment assistance to special loan programs, understanding what’s available can make homeownership possible sooner than you think.
Understanding Interest Rates
Interest rates directly impact your monthly payment and long-term costs. Even small rate differences can mean thousands of dollars over your loan’s life.
Learn about CHFA
The Colorado Housing and Finance Authority (CHFA) offers down payment assistance and affordable loan programs for qualifying Colorado homebuyers.
PCS and VA Loans Colorado
Permanent Change of Station orders bring military families to Colorado regularly. Understanding how to use VA loan benefits and navigate tight timelines requires experience with military relocations.
Homes in Colorado Springs and Surrounding Communities
Mountain living combines natural beauty with a small-town atmosphere. From Woodland Park CO houses for sale to homes in Cascade Colorado, these communities offer outdoor recreation and stunning views.
Houses in Mountain Communities Near Pikes Peak
Mountain living combines natural beauty with a small-town atmosphere. From Woodland Park CO houses for sale to homes in Cascade Colorado, these communities offer outdoor recreation and stunning views.
Whether you’re drawn to Manitou Springs Colorado houses for sale, Cripple Creek Colorado houses for sale, Green Mountain Falls homes for sale, or Chipita Park Colorado homes for sale, mountain properties provide a different pace of life. Divide and Florissant extend further into the mountains with more rural settings.
Eastern Colorado Springs Area Homes
The eastern communities offer more land and space. Houses for sale in Falcon CO and Peyton CO houses for sale provide room to spread out, often with acreage for horses or livestock. Black Forest homes for sale are known for large lots and pine-covered properties.
Pueblo Area Properties
Expanding your search south to houses for sale Pueblo CO and houses for sale in Pueblo West Colorado opens up additional opportunities with different price points.
Houses with Acreage for Sale in Colorado
Properties with acreage require additional considerations. Understand well and septic systems, water rights, and zoning restrictions. The BW Group specializes in land and acreage transactions.
Well & Septic
Understand well water systems and septic requirements
Water Rights
Navigate Colorado water rights and usage
Zoning
Know zoning restrictions and permitted uses
Colorado Home Buying FAQs
Buyer closing costs in Colorado typically range from 2-5% of the purchase price, covering items like loan origination fees, appraisal, title insurance, and inspections. Your lender will provide a detailed estimate early in the process.
No. While 20% down avoids private mortgage insurance (PMI), many loan programs require far less. FHA loans require as little as 3.5% down, conventional loans can require just 3%, and VA loans often require zero down payment for eligible borrowers.
Pre-qualification is an informal estimate based on information you provide. Pre-approval involves the lender verifying your income, assets, and credit—making you a more competitive buyer with a clear budget, but make sure you set a realistic limit for yourself with your monthly payment, even if you are pre-approved for much more.
From accepted offer to closing typically takes 30-45 days, though timelines vary based on financing type, inspection results, and market conditions. Starting your lender conversations early helps avoid delays.
